Insuarance and billing

At Urban Orthodontics, we understand that braces can be expensive, costing thousands of dollars. Most people are unable to pay the full balance right away. That’s why we offer payment plans for braces. Choose from these options:

  • No-interest financing (this requires a down payment, with low monthly payments)
  • Full-payment discount
  • Multi-family member discount


Dental Insurances We Work With

If you have dental insurance, it may help with the cost of orthodontic services. We accept the following plans:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Delta Dental
  • GEHA
  • Guardian
  • Local Trade Union Insurances
  • MetLife
  • UnitedHealthcare
  • United Concordia Dental
  • And many other Insurances

Financial faqs

No. At your first visit, you will receive complimentary orthodontic records and we will discuss the treatment options for straightening your teeth and correcting your bite, but we charge no fee for this initial consultation.

Yes. We will work with you to create an affordable orthodontic payment plan in New Jersey.

We will verify your coverage and bill and collect from the insurance carrier. However, if coverage ceases or changes, you will be responsible for the agreed-upon fee.

Yes, we accept all major credit cards, including Visa, Mastercard, and American Express.

Yes, we have arrangements for direct debit, charge card posting, and internet payments.

No. If you choose orthodontic financing, you will pay no interest.

Yes, we offer special programs and discounts if there are multiple patients from the same family.

Another one of our goals at Urban Orthodontics is to make orthodontic treatment affordable for everyone. We are proud to offer a variety of payment options to meet your financial needs.